Investments should only be made by people who have sufficient cash reserves and are prepared to invest for the medium to long term, whilst taking a certain degree of risk. We can provide advice to cautious investors on the understanding that this usually leads to lower returns. Assuming that you meet this criteria then we will start by getting to know you and your goals and then assessing how much risk you are prepared to take. With this information we can be sure that we can construct an investment portfolio that is suitable and that will deliver a return in line with your expectations. However, we then also have to be mindful of tax and so the final piece of the jigsaw is placing your portfolio into the most tax advantageous environment for you.
Investments – the value of units can fall as well as rise, and you may not get back all of your original investment